Rates effective 12/20/2024
Deposit Rates
DDA Money Market
(minimum opening deposit $5,000.00) |
Interest Rate |
Annual Percentage Yield |
| American Gold Money Market $250,000.00 & up |
2.23 |
2.25 |
| American Gold Money Market $100,000.00 - $249,999.99 |
1.243 |
1.25 |
| American Gold Money Market $0.00 - $99,999.99 |
0.65 |
0.65 |
Interest Checking (minimum opening deposit $100.00)
|
Interest Rate |
Annual Percentage Yield |
| Interest Checking $50,000.00 & up |
0.30 |
0.30 |
| Interest Checking $0.00 - $49,999.99 |
0.25 |
0.25 |
| Savings (minimum opening deposit $100.00) |
Interest Rate |
Annual Percentage Yield |
| Personal/Minor Savings $25,000.00 & up** |
0.35 |
0.35 |
| Personal/Minor Savings $0.00 - $24,999.99** |
0.30 |
0.30 |
| American Savings* $75,000.00 & up |
0.50 |
0.50 |
| American Savings* $0.00 - $74,999.99 |
0.30 |
0.30 |
*Automatic transfer required
**Minor Savings minimum opening deposit $25.00
Variable interest rates may change any time at the discretion of Bank management.
Current Rate information is available upon request through our new account representatives.
Fees may reduce the Annual Percentage Yield.
CD Rates
Certificate of Deposit
(minimum opening deposit $1,000.00) |
Interest Rate |
Annual Percentage Yield |
| 36 Month |
3.25 |
3.30 |
| 24 Month |
3.15 |
3.20 |
| 18 Month |
3.05 |
3.10 |
| 12 Month |
2.96 |
3.00 |
| 7 Month Personal Special (minimum opening deposit $5,000) |
3.92 |
4.00 |
| 6 Month |
2.47 |
2.5 |
| 3 Month |
2.226 |
2.25 |
IRA Rates
IRA
(minimum opening deposit $250.00)
|
Interest Rate |
Annual Percentage Yield |
| 18 Month IRA Variable |
2.96 |
3.00 |
| 18 Month IRA Fixed & Roth & Education |
3.39 |
3.45 |
| 36 Month IRA Fixed |
3.585 |
3.65 |
Penalty with early withdrawal of IRA.
Penalty with early withdrawal of CD.
Variable interest rates may change any time at the discretion of Bank management.
Current Rate information is available upon request through our new account representatives.
Fees may reduce the Annual Percentage Yield.
